Pawn loans in Angers with the Crédit Municipal de Nantes

A Nantes branch serving the people of Angers

Angers has no independent Crédit Municipal of its own. The counter on boulevard Foch belongs to the Crédit Municipal de Nantes, which runs it "as part of a partnership with the city", according to the branch page consulted on 9 October 2026.

Address, telephone and opening hours on boulevard Foch

The branch is at 70 boulevard Foch, 49100 Angers, and can be reached on 02 41 33 89 00. It is open Monday to Friday, from 9.30am to 12.30pm and from 1.30pm to 5pm, hours noted on 9 October 2026 on the institution's website.

Pawning an item in Angers without an appointment

To make a deposit, the Nantes institution asks you to come with the item during opening hours, no appointment needed. Collection follows a different rule: getting your property back requires booking a slot at least two days in advance.

The legal monopoly applies to the Angers counter too

Article L514-1 of the Code monétaire et financier reserves pawn lending against movable goods to the Crédit Municipal institutions. A gold-buying shop or private lender in Angers therefore cannot offer this contract, even if it borrows the vocabulary.

How much does the Angers branch lend on gold?

The Crédit Municipal de Nantes calculates its advances on gold "at a price of €42 per gram of 18-carat gold", an undated rate noted on 9 October 2026. Article D514-8 caps the loan at four-fifths of the weight value of precious metals.

Items accepted as pledges on boulevard Foch

The institution lists gold jewellery, watches and clocks, silverware, works of art and collectors' items. For a bronze or a painting, it advises requesting an in-depth appraisal beforehand. These goods fall under the legal ceiling of two-thirds of their value.

Cars or electronics: call the Angers branch first

An article on the joint website of the Crédit Municipal institutions presents vehicle pledges as exclusive to the Nantes and Dijon institutions; its content has not been verified. Before visiting, read our page on car pawn loans and telephone the branch.

Extending an Angers contract six months at a time

When the loan falls due, the institution accepts a six-month extension in return for payment of interest and "fixed fees". After two years of extensions, a renewal of the pawn loan remains possible, but it requires a fresh valuation that may reduce the sum advanced.

Interest per month started and one month's notice

Interest is charged pro rata for each month started: repaying at the beginning of a month means paying for that whole month. The Crédit Municipal de Nantes also mentions a notice period of one month before the due date, useful for choosing between redemption, extension and sale.

When a pledge from Angers goes to auction

If the loan is neither repaid nor extended, the item is sold. If the hammer price exceeds the debt, the excess is returned "in the form of a surplus (boni)"; if it is lower, the borrower owes nothing more, a rule confirmed by the F1354 factsheet on service-public.

The Crédit Municipal de Nantes network in western France

Besides Angers, the institution welcomes the public at its head office at 2 rue Marcel Paul (02 40 99 21 00), in Tours at 11 place René Coty, and in Rennes. See our pages on pawn loans in Nantes and the Rennes Mont-de-Piété.

How Angers compares with other French institutions

Loan-to-value ratio, gold rate, compulsory appointment or not: practices vary from one institution to another. Our overview of the Mont-de-Piété in France sets out the common rules, including the maximum term of two years laid down by article D514-7, extensions included.

Reference institutions for Angers

• Crédit Municipal de Nantes, agence d’Angers: Pawn loan counter at 70 boulevard Foch, operated in partnership with the city of Angers.
• Crédit Municipal de Nantes, siège: Parent institution of the Angers branch, at 2 rue Marcel Paul in Nantes, which sets the gold rate and the terms.
• Service-public.gouv.fr: Official F1354 factsheet describing the pawn loan, offered only by the Crédit Municipal institutions.

Taking out a pawn loan at the Angers branch

1. Gather your identity document, a recent proof of address and, if possible, the purchase invoice for the item to be pawned.
2. Go to boulevard Foch during opening hours, without an appointment, with the jewellery or valuable item.
3. Let the appraiser examine the item; for a painting or a bronze, request an in-depth appraisal in advance.
4. Sign the contract, check the amount lent, the due date and the fees, then keep the pawn ticket in a safe place.
5. Before the due date, choose between full repayment and a six-month extension by paying the interest and fixed fees.
6. To collect the item, book an appointment at least two days ahead and bring the sum owed.

What a pledge costs in Angers

Documents to bring to boulevard Foch

• Valid identity document
• Proof of address less than three months old
• Purchase invoice for the item, if you have it
• Pawn ticket issued at deposit, essential when collecting the item

Traps to avoid with the Angers branch

• Turning up to collect your jewellery without an appointment: in Angers, collection requires a booking at least two days ahead, unlike deposits, which are made freely during opening hours.
• Letting the due date pass without extending or repaying: the item then goes to auction, even if its sentimental value far exceeds the amount borrowed.
• Confusing the boulevard Foch branch with a gold-buying counter: the latter buys the jewellery outright, whereas a pledge lets you recover it after repayment.
• Failing to claim the surplus after a sale: the excess belongs to the former owner, but you still have to contact the institution and assert your rights.
• Bringing an outdated proof of address: the Nantes institution requires a document less than three months old, otherwise the Angers file cannot be opened.

General information, up to date as of October 2026 and non-contractual: always check the terms with the Crédit Municipal or the institution concerned.