Head office on rue Villeneuve, counter on rue Saint-Bazile
The Crédit Municipal de Marseille has its registered office at 16 rue Villeneuve, but the public is received at 37 rue Saint-Bazile, also in 13001. The telephone number given on the website is 04 91 11 40 40.
Marseille opening hours, shorter on Fridays
From Monday to Thursday, the office opens from 8.20am to 12.20pm and then from 1.20pm to 4.20pm. On Fridays it is open continuously from 8.45am to 4pm, a timetable worth remembering before you set off.
A tradition claimed to span more than three centuries
The Marseille website states that it has offered pawn loans for more than 350 years, without giving a founding year. Legally, the office is today a municipal public institution governed by articles L514-1 et seq. of the Code monétaire et financier.
Six months renewable, two years at most
Under the general terms, the contract lasts six months and can be extended in six-month periods with the office's agreement, up to a maximum of two years. The national rules on the term of a pawn loan set the same ceiling.
New contract, new valuation each time
Each extension gives rise to a new contract and a new valuation. If the item's value has fallen, for instance after a drop in the gold price, the borrower must repay the excess capital before starting another six months.
Interest and storage fees charged by the month
The Marseille general terms provide for interest and storage fees to be calculated monthly, from date to date, and any month begun is payable in full. Repaying the day after the contract's monthly anniversary rather than the day before can therefore cost a whole month.
Where to find the Marseille rate scale
Rates do not appear in the general terms: they refer to the tariff displayed at the branch and to a page headed Formalités et grille tarifaire on the office's website. Ask for the APR in writing before signing the pawn ticket.
Valuation by court-appointed auctioneers
Pledges in Marseille are valued by court-appointed auctioneers (commissaires de justice-priseurs). A pawn ticket is issued in accordance with article D514-10 of the Code monétaire et financier; no right of withdrawal applies once the loan has been granted.
Cash capped at €3,000 in Marseille
The office pays out the loan in cash up to €3,000. Above that, funds are paid by bank transfer or cheque, which means bringing the details of a bank account when the valuation exceeds this threshold.
Sale on request and public notice of auctions
The depositor may ask for the item to be sold three months after depositing it. Sales are announced by public notice at least ten days in advance; the general procedure is described in auctions of pledged items in France.
Marseille surplus: two years to claim it
The surplus (boni) becomes available one month after the sale and remains so for two years. Amounts of €15 or more are notified by letter after three months; after two years, unclaimed sums pass to the institution.
Compensation for loss or damage
If the item is lost or damaged, the office pays the valuation plus 25%, less the sums owed. To compare with other cities on the coast, see the Toulon Mont-de-Piété.
Useful contacts in Marseille
- Crédit Municipal de Marseille: Public pawnbroking institution, registered office at 16 rue Villeneuve and public counter at 37 rue Saint-Bazile.
- Service-public.gouv.fr (fiche F1354): Government information sheet on pawn loans: documents, APR compulsory in the contract and no right of withdrawal.
Pawning an item in Marseille
- Check the rue Saint-Bazile opening hours, which are shorter on Fridays, and consult the rate scale published by the office.
- Present the item with its supporting documents: an auctioneer sets its value and the office proposes an amount.
- Sign the six-month contract and keep the pawn ticket issued under article D514-10 of the CMF.
- Before the due date, pay the interest and storage fees to extend, accepting a fresh valuation of the pledge.
- Repay the capital and charges to redeem the item, or request its sale from three months after deposit.
- After a sale, claim the surplus between one month and two years after the date of the auction.
Fees and deadlines under the Marseille general terms
| Item | Rule in Marseille | Note |
|---|---|---|
| Rate and storage fees | According to the office's scale | Tariff displayed at the branch |
| Interest calculation | Monthly, from date to date | Any month begun is payable |
| Cash payment | Up to €3,000 | Transfer or cheque above that |
| Loss or damage | Valuation + 25% | Less the sums owed |
| Unclaimed surplus | Kept by the office after 2 years | Letter sent from €15 of surplus |
What to take to rue Saint-Bazile
- Valid identity document
- Recent proof of address
- The item to be pledged, with a certificate or invoice if you have one
- Bank details if the loan may exceed €3,000
- Pawn ticket for any extension or redemption
What costs Marseille borrowers dear
- Repaying just after the contract's monthly anniversary: in Marseille, any month begun is charged in interest and storage fees.
- Counting on renewal at the same amount: the fresh valuation may oblige you to repay part of the capital.
- Thinking you can withdraw after signing: a pawn loan carries no right of withdrawal.
- Ignoring the letter announcing a surplus: after two years, the money passes for good to the Crédit Municipal de Marseille.
- Going to the head office on rue Villeneuve: the public is received at 37 rue Saint-Bazile.
Pawn loans in Marseille: common questions
What is the address of the Crédit Municipal de Marseille?
The public is received at 37 rue Saint-Bazile, 13001 Marseille; the registered office is at 16 rue Villeneuve. The switchboard is on 04 91 11 40 40, Monday to Thursday with a lunch break and on Fridays continuously until 4pm.
How long does a pawn loan last in Marseille?
A first contract in Marseille is signed for six months. It can be extended in six-month periods with the office's agreement, up to two years in total, each extension bringing a new contract and a new valuation of the item.
What rate does the Crédit Municipal de Marseille charge?
The general terms give no rate: they refer to the tariff displayed at the branch and to the rate scale page on the website. The contract must state the APR and the total payable; ask for both before signing.
How long do I have to collect a surplus in Marseille?
The surplus can be collected from one month after the sale and for two years thereafter. The office writes to the depositor when the surplus reaches €15 or more, three months after the sale; after that, unclaimed sums revert to it.
Official sources
Crédit Municipal de Marseille – Conditions générales prêt sur gagescredit-municipal-marseille.fr
General information, up to date as of October 2026 and non-contractual: always check the terms with the Crédit Municipal or the institution concerned.