Rue d'Ingwiller: the Strasbourg branch
The Strasbourg branch is located at 6 rue d'Ingwiller, 67000 Strasbourg, and can be reached on 03 88 32 04 21. It opens Monday to Friday, from 8am to 12pm and then from 1pm to 4.30pm.
Mulhouse, the other Alsace counter
The same office also receives customers in Mulhouse, at 53 rue du Gaz, 68200 Mulhouse, reachable on 03 88 22 82 01. Residents of the Haut-Rhin therefore need not travel to Strasbourg to pledge a piece of jewellery or a watch.
A six-month contract concluded in a quarter of an hour
According to the office, a pawn loan transaction takes 10 to 15 minutes on average. The contract lasts six months and is renewed if the interest and charges are paid, as explained in the guide to the term of a pawn loan.
Three cost examples published by Strasbourg
The Strasbourg FAQ, updated in July 2023, gives three cases: borrow €30 and you repay €30.15 after six months; €100 becomes €106; €2,000 becomes €2,084. Rates, which vary with the amount, are displayed at the branch.
Between 50 and 70% of the pledge's valuation
The credit granted represents between 50% and 70% of the valuation. Article D514-8 of the Code monétaire et financier allows up to four fifths for precious metals, but each office sets its practice below that ceiling.
Jewellery and watches: no appointment needed
Jewellery and watches are accepted without appointment during opening hours. For a luxury watch, however, you must bring the invoice in the depositor's name and the certificate, otherwise the item may be refused.
Art, wine and instruments: an appointment with the auctioneer
Paintings, drawings, prints, sculptures, art photographs, antiquarian books, leather goods, guitars, violins, violas, cellos and wines are valued by appointment with the office's auctioneer. For fine wines, see also pawning wine in France.
Early collection: 24 hours' notice
Early withdrawal is possible in Strasbourg, provided you notify the office 24 hours in advance. Bear this in mind if you need a piece of jewellery for a specific date, such as a wedding or a family ceremony.
Counters closed during auctions
During the auction period, the lending, redemption and renewal services are closed. It is therefore best to plan any transaction ahead when the office announces a public sale of unredeemed items.
Sale from three months and one day
The owner may request the sale of the pledge from three months and one day after deposit. The difference between the price obtained and the debt, excluding sale costs, goes to the owner as the surplus (boni).
Flat-rate compensation of 20% or 33%
In the event of loss, the Strasbourg FAQ provides for flat-rate compensation of 20% for jewellery and 33% for other items. This scale differs from the 25% uplift used by other offices, such as Marseille or Toulouse.
Alsace and Switzerland: two separate systems
Although Mulhouse is close to Basel, the Alsace office applies French law and the public monopoly of the Crédit Municipal institutions. Swiss rules, based on other institutions and other texts, are presented in the guide to pawn loans in Switzerland.
Contacts for a pledge in Alsace
- Crédit Municipal de Strasbourg: Public pawnbroking institution in Alsace, on rue d'Ingwiller in Strasbourg and rue du Gaz in Mulhouse.
- Service-public.gouv.fr (fiche F1354): Government information sheet on pawn loans, noting that there is no income condition and no right of withdrawal.
How a pawn loan proceeds in Strasbourg
- Work out whether the item can be dropped in freely, like jewellery, or needs an appointment with the auctioneer, like a painting.
- Bring valid identification, recent proof of address and, for a luxury watch, the invoice and certificate.
- Have the item valued and receive an offer of 50 to 70% of its value, in ten to fifteen minutes on average.
- Sign the pawn ticket and note the six-month due date, avoiding sale periods when the counters close.
- Renew by paying interest and charges, redeem with 24 hours' notice, or request the sale after three months and one day.
Six-month cost examples in Strasbourg
| Amount borrowed | Total due after 6 months | Source |
|---|---|---|
| €30 | €30.15 | Office FAQ (July 2023) |
| €100 | €106 | Office FAQ (July 2023) |
| €2,000 | €2,084 | Office FAQ (July 2023) |
| Other amounts | According to the office's scale | Rates displayed at the branch |
Documents to show in Strasbourg or Mulhouse
- Valid identity document
- Proof of address dated within the last 3 months
- Invoice in the depositor's name and certificate for a luxury watch
- Invoice in the depositor's name and certificate for luxury leather goods
- Pawn ticket to renew or withdraw the item
What to avoid in Alsace
- Arriving with a painting or bottles without an appointment: these items must be seen by the auctioneer by appointment.
- Planning a renewal during the sale period: the lending, redemption and renewal counters are closed at that time.
- Wanting to collect a piece of jewellery the same day without notice: the office asks for 24 hours for early withdrawal.
- Presenting a luxury watch with no invoice or certificate: the Strasbourg office requires both for this type of item.
- Comparing costs without allowing for the amount: the published examples show rates that vary with the sum borrowed.
Crédit Municipal de Strasbourg: answers for depositors
Where is the Strasbourg Mont-de-Piété?
The Crédit Municipal de Strasbourg receives customers at 6 rue d'Ingwiller, 67000 Strasbourg, Monday to Friday from 8am to 12pm and from 1pm to 4.30pm. It also has a branch in Mulhouse, at 53 rue du Gaz.
How much does a pawn loan cost in Strasbourg?
The office publishes three six-month examples: €30 costs €0.15, €100 costs €6 and €2,000 costs €84. Rates depend on the amount and are displayed at the branch.
Do I need an appointment at the Crédit Municipal de Strasbourg?
Not for jewellery and watches, which are accepted during opening hours. Yes for paintings, sculptures, art photographs, antiquarian books, leather goods, musical instruments and wines, which the auctioneer values by appointment.
What do I receive if the item is auctioned in Strasbourg?
The difference between the hammer price and the sums due, excluding sale costs, goes to the owner as a surplus (boni). A sale can also be requested voluntarily from three months and one day after deposit.
General information, up to date as of October 2026 and non-contractual: always check the terms with the Crédit Municipal or the institution concerned.