Rennes without a Crédit Municipal of its own
The Breton capital has no autonomous Crédit Municipal institution. Pawn loans there are provided by a branch of the Crédit Municipal de Nantes, a public establishment which, like all the institutions, holds the monopoly laid down by article L514-1.
Mail Louise Bourgeois: the address to remember
The branch is located at 12 Mail Louise Bourgeois, 35000 Rennes, and can be reached on 02 99 32 21 93. The Nantes network applies the same hours everywhere: Monday to Friday, 9.30am-12.30pm and 1.30pm-5pm, according to information noted on 9 October 2026.
A Rennes branch opened in 2019
The institution has published a press kit entitled "Inauguration of the Rennes branch", dated 1 April 2019 according to the file name. We have not read its content; it nevertheless places the arrival of the Rennes service in spring 2019.
Coming to Mail Louise Bourgeois without booking
Deposits are made without an appointment during opening hours: "Come without an appointment with your item", the institution writes. Bring your identity document, a proof of address and, if you have kept it, the purchase invoice.
How much for gold in Rennes?
The Nantes network advances gold "at a price of €42 per gram of 18-carat gold", a figure noted on 9 October 2026 on an undated page. The legal ceiling in article D514-8 remains set at four-fifths of the weight value.
The items the Rennes branch examines
Gold jewellery, watches and clocks, silverware, works of art and collectors' items appear on the institution's list. For a bronze or a canvas, it recommends requesting an in-depth appraisal in advance, separate from simply weighing the gold.
Half-yearly extensions and a fresh appraisal
Every six months, the Rennes contract can be extended by paying the interest and fixed fees. After two years of extensions, the institution requires a fresh appraisal to renew, and the amount lent may then decrease.
One month's notice, whole months charged
The Nantes institution indicates a notice period of one month before the due date. Its interest is charged pro rata for each month started: redeeming your item a few days after the start of a month means paying for that month in full.
Collecting your property: book two days ahead
While deposits are walk-in, collection is not: retrieving the item is by appointment made at least two days in advance. Plan for this constraint if you need the jewellery pawned in Rennes by a specific date.
After the auction of a Rennes pledge
An unredeemed pledge is sold. When the sale balance is positive, the institution pays it back "in the form of a surplus (boni)"; when it is negative, the borrower has nothing to pay. So keep your address up to date with the branch.
The other counters of the Nantes network
The Crédit Municipal de Nantes also receives customers at its head office, 2 rue Marcel Paul, in Tours and at the Angers pawn loan branch. For the parent institution, see our page on the Nantes Mont-de-Piété.
Rennes in the national network of institutions
The joint website of the institutions, cited by service-public, lists 45 outlets in France, including Rennes. Our pawn loan guide and the list of documents required for a pawn loan complete this information.
Useful institutions for a pledge in Rennes
- Crédit Municipal de Nantes, agence de Rennes: Counter at 12 Mail Louise Bourgeois, open on weekdays, where deposits are made without an appointment.
- Crédit Municipal de Nantes: Public parent institution, head office at 2 rue Marcel Paul in Nantes, which publishes the gold rate and extension terms.
Pawning an item at the Rennes branch
- Gather an identity document, proof of address less than three months old and, if possible, the invoice for the item.
- For a painting or a bronze, request an in-depth appraisal from the Rennes branch in advance.
- Go to Mail Louise Bourgeois during opening hours, without an appointment, for the valuation and loan offer.
- Sign the contract, receive the money and note the due date, bearing in mind the one-month notice period.
- Extend for six months by paying interest and fixed fees, or repay in full before the due date.
- Book collection at least two days ahead, then retrieve the item on payment of the sums owed.
Pledge costs at the Rennes branch
| Item | Nantes network rule | Detail |
|---|---|---|
| Value of 18-carat gold | €42 per gram | Undated rate, noted on 9 October 2026 |
| Annual rate | According to the institution's scale | Ask at the Rennes branch |
| Half-yearly extension | Interest and fixed fees | Possible for two years |
| Interest calculation | Pro rata for each month started | Every month begun is charged |
| Negative sale balance | Nothing to pay | The institution's pawn loan page |
Documents requested at Mail Louise Bourgeois
- Valid identity document
- Proof of address less than three months old
- Purchase invoice if possible
- Loan contract, to be presented at redemption
Mistakes to avoid at the Rennes branch
- Turning up to collect your item without booking: collection is by appointment made at least two days in advance.
- Repaying just after the start of a month thinking you will pay for only a few days: every month started is due in full.
- Letting two years of extensions build up without anticipating the fresh appraisal, which may reduce the amount lent and require partial repayment.
- Moving house without telling the branch: if a sale takes place, the institution may be unable to reach you to pay the surplus.
- Mistaking a Rennes gold-buying shop for a Mont-de-Piété: selling gold there is an outright sale, with no way of recovering the jewellery.
Pawn loans in Rennes: your questions
Where is the Crédit Municipal in Rennes?
At 12 Mail Louise Bourgeois, 35000 Rennes, tel. 02 99 32 21 93. It is a branch of the Crédit Municipal de Nantes, open Monday to Friday from 9.30am to 12.30pm and from 1.30pm to 5pm, according to information noted on 9 October 2026.
Do you need an appointment at the Rennes Mont-de-Piété?
Not to deposit an item: the institution invites you to come without an appointment during opening hours. To collect the item after repayment, however, you need to book a slot at least two days in advance.
Since when has the Crédit Municipal been present in Rennes?
A press kit from the Crédit Municipal de Nantes, entitled "Inauguration of the Rennes branch", bears the date 1 April 2019 in its file name. We have not verified its content.
How long can a pawn loan last in Rennes?
The contract is extended in six-month periods by paying interest and fixed fees. After two years of extensions, a renewal remains possible with a compulsory fresh appraisal, which may reduce the loan.
Official sources
Dossier de presse – inauguration de l’agence de Rennescreditmunicipal-nantes.fr
Service-public – fiche F1354 sur le prêt sur gageservice-public.gouv.fr
Coordonnées des caisses de crédit municipalpretsurgage.fr
General information, up to date as of October 2026 and non-contractual: always check the terms with the Crédit Municipal or the institution concerned.
