Mont-de-Piété near Villeurbanne: where can you pledge an item?

No pawn counter within Villeurbanne

The official list of Crédit Municipal de Lyon locations has six addresses: Lyon, Saint-Étienne, Grenoble, Mâcon, Clermont-Ferrand and Annecy. Villeurbanne is not among them, and no other institution holds sessions there according to the sources consulted on 9 October 2026.

The Lyon head office on rue Duguesclin

The address to remember is 221 rue Duguesclin, 69003 Lyon, served by Guichard metro station. It is at the head office of the Crédit Municipal de Lyon that Villeurbanne residents have their item valued, sign their contract and later come back to redeem it.

Opening hours checked in autumn 2026

The head office reception is open Monday to Friday, from 8.30 am to 4.45 pm. Banking services keep split hours, from 8.30 am to 12.45 pm and then from 1.45 pm to 4.45 pm. These hours were checked on 9 October 2026 on the institution's official website.

An appointment is compulsory, unlike in other cities

In Lyon, an appointment as well as proof of address and identity are compulsory. Booking is done online, on the pretgage.fr website or with the branch. The institutions in Nantes or Toulon, by contrast, receive depositors without an appointment.

Other branches in the Lyon network

Depending on where you work or have family, another branch of the same network may suit: a pawn loan in Grenoble is arranged on rue de Narvik, and in Saint-Étienne on avenue Augustin Dupré. Mâcon, Clermont-Ferrand and Annecy complete the map.

A gold rate common to every branch

On 9 October 2026 the Crédit Municipal de Lyon displayed a rate of €45 per gram for 750 fineness gold, valid in all its branches. This figure serves as a benchmark for the loan granted on a chain, a wedding ring or a gold coin.

What share of the value is lent

According to the Lyon leaflet, the loan represents 50 to 70% of the item's estimated value at public auction. The Code monétaire et financier, for its part, sets a ceiling of two thirds, raised to four fifths for precious metals.

A free valuation at the counter

The valuation costs nothing. It is based on the price the item would fetch at auction, not on its purchase price. To understand the method, our guide to the valuation of a pledged item explains the role of the auctioneer-appraisers.

Jewellery first, but not only

Around 80% of pledges deposited at the Crédit Municipal de Lyon are jewellery, coins and gold items. The institution also takes luxury watches, bronzes, sculptures, paintings, musical instruments, leather goods and antiquarian books.

What the Lyon institution does not mention

The Lyon leaflet mentions neither cars, nor two-wheelers, nor phones, nor computers. Nothing suggests a vehicle can be deposited on rue Duguesclin; the Crédits Municipaux website presents car pledges as exclusive to the Nantes and Dijon institutions.

Rate and term: ask at the counter

Neither the rate nor the contract term appears in the leaflet consulted. The contract you receive must state the APR and the total amount payable. Article D514-7 of the Code monétaire et financier limits each loan to two years, extensions included.

Auctions and repayment of the difference

A contract neither repaid nor renewed ends in a public auction, whose Lyon calendar is published online. If the price exceeds the amount owed, the difference goes to the owner, a principle shared by every Mont-de-Piété in France.

Where to go from Villeurbanne

• Crédit Municipal de Lyon (siège): 221 rue Duguesclin, Lyon 3e, Guichard metro: the institution closest to Villeurbanne, appointment compulsory.
• Crédit Municipal de Lyon, agence de Grenoble: Branch of the Lyon network at 3 rue de Narvik, open Monday to Friday.
• Crédit Municipal de Lyon, agence de Saint-Étienne: Branch of the same network, 17 avenue Augustin Dupré, Îlot Tarentaise, with the same gold rate.
• Annuaire de l'administration (service-public): Lists the Crédit Municipal entries for the Auvergne-Rhône-Alpes region, useful for checking an official address.

A Villeurbanne resident's route to rue Duguesclin

1. Book a slot online with the Crédit Municipal de Lyon, as an appointment is compulsory for any deposit at the head office.
2. Prepare valid ID, a proof of address in Villeurbanne and, if possible, the invoice or certificate for the item.
3. Go to 221 rue Duguesclin, Guichard metro, at the set time, then present the item to the appraiser for a free valuation.
4. Compare the amount offered, between 50 and 70% of the estimated value, with your real need before signing the contract.
5. Note the due date and, before it, repay to redeem the item or pay the interest to renew the contract.
6. If the item is sold, check the calendar published online and claim the difference if the hammer price exceeds the debt.

Figures published by the Lyon institution

Documents requested by the Crédit Municipal de Lyon

• Valid ID
• Proof of address, compulsory in Lyon
• Confirmation of the appointment booked online
• The item to be valued
• Proof of ownership for certain items, according to the service-public factsheet

Pitfalls to avoid when you live in Villeurbanne

• Turning up on rue Duguesclin without an appointment: in Lyon, unlike Nantes or Toulon, booking in advance is compulsory to deposit an item.
• Looking for a Crédit Municipal branch in Villeurbanne itself: there is none, and a gold-buying counter does not grant pawn loans.
• Hoping to pledge your car or laptop: the Lyon leaflet mentions jewellery, gold, watches, artworks, instruments, leather goods and books, never vehicles.
• Believing you will receive the item's full value: the loan lies between half and 70% of the auction valuation, never the purchase price.
• Letting the due date pass without renewing, then forgetting to claim any surplus from the sale, which nonetheless belongs to the item's owner.

General information, up to date as of October 2026 and non-contractual: always check the terms with the Crédit Municipal or the institution concerned.